Don't understand the fine print? What's there to understand that's so tough? We will lend you money. You will pay it back in monthly payments. Because we are doing you a favor it will have interest on it of this much. It will be this much a month, unless the rate changes in which we will notify you at the time. Should you default on it, we will seize and liquidate.
Its now in the peoples hands to realize that their McDonald's paycheck isn't about to cover an 1800 dollar a month mortgage.
“If you don't dip your words in sugar, rainbows and teddy bears people will think you wish to hunt them down to torture and eventually kill them.” -DanTheBanjoman