And on top of that $50 a year charge, if you ever want to download anything thats going to cost you too. This "micro-transactions" bullshit is a big reason why people (such as myself) stay away from live. If I paid for the game, paid for the online service, paid for the internet, paid for the damn console, why the hell should I have to pay for things like an avatar, themes to customize the gui, and anything that adds-on to a game will have you paying out the ass.
All this on top of charging 59.99 for new games.
bellybuttons are great holes, their single purpose is to suck up pinkys