Thank you all for sticking it out with me.... I'm trying to do some experimenting when pain levels permit, but it really sux..........
I keep reading as much as possible about the strange names in BIOS fields and stuff, and try to interpolate some of the info used in threads like "add 1 to [txxx] ect
I'm getting used to keep resetting defaults so as to keep it KISS
EDIT
Bear with me

................
Am I supposed to be O/C'ing the CPU at the same time as ram?
Here is the Correct Defaults after loading from BIOS