Hi Winvestor here. I couldn't get my account reset to log back so I had to create a new one instead.
Ok here's the official word from Rear Admiral Mobius from RSI
"There has been some changes to the official stance on matter. Now everyone, even new members who setup their accounts after the crowdfunding ended, can have lifetime insurnace on their pledge ship and have the old pricing structure, until grace period ends monday. Grab your ships while you can!"
According to that post there was a brief period that the ships had only 6 months insurance on them.(I saw that for ~couple of hours or so, it was indicated on the info of those pledges) If that's the case please email firstname.lastname@example.org
to switch to lifetime insurance.
Yes, anyone can have lifetime insurance till the last seconds of Sunday Nov 25.