I have had 3 "funny" (innocent) viruses in the 90's and never had one again. I am vigilant, but use MSE in case i have a stupid day, as it doesn't disturb like other ones.
I erase all "stupid" mail without looking into it, smell fraud from far, and I am updated (I know people who do not update knowingly
and I don't spend any time on wacko websites. If I want to see titties
, the official websites offer plenty for free (without any kind of age checking, btw
No need to visit shithole scripting sites.
I run IE10 with max security settings, and Opera with less but with Ghostery. (it is amazing to learn all the tracking websites do
BUT, thinking that MS still makes "Hide hidden folders/system files" and "Hide file extensions" as the default configuration (which is the first thing I change after insalling an OS): for non savy people be it ignorant or older people, this is really a sad situation. They really think "No, no, there are no files on this pendrive", or "My C: drive looks perfectly clean".... etc, etc.
Rant over :P