DaedalusHelios - thank you for the info, and especially for the thought re taking the day off to OC (I am in Florida). Now THAT's overkill!
Phanbuey - Great info, I will have a detailed looked later on tonight.
I think between everyone on this forum that was kind enough to respond to my thread, I am now pointed in the right direction.
This is superb forum, I am really surprised at the fast and super responses from all, especially considering I just today joined the forum!