#1. Realtemp is not accurate for IVB at this time. It's not that far off, but it is a bit high at times, that i have seen. #2. You are on a stock cooler, and the max acceptable temperature on a stock cooler is 105 C. That may seem high, but really, it is not. IF it passes 105 C, it should throttle. If it is not throttling, then the method for measuring temps is definitely not accurate. IF it IS throttling, then you should RMA the chip.