Unlike many people, I don't care too much about overclockability when it's good enough at default speed. I want a relatively low noise card for my computer. I have my tower right there on the desk, and my speakers (one of them of course) are next to it. If you own an EVGA 512-P3-N861-AR (basically a default clock card), do you think it's loud on load? I know most cards are pretty silent when they're at idle, so that I don't have the worry about, but when it's at load, it's also when I'm playing a game, and that can get annoying. I heard the XFX 9600GT cards are noisy, so now I'm looking at EVGA.