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Most insurance policies do not cover digital music

zekrahminator

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As we know, CD sales are dropping like flies in a house full of bugzappers, and services like iTunes can sometimes crash under the load of music downloaders. However, a new reason to stick with analog CD's has come to light: analog CD's are insured while digital copies of songs rarely are. If a fire or burglar were to snatch a computer full of music, chances are the actual owner of the PC would not be able to make a claim for that music.

The chances of a digital music collection getting lost/stolen/destroyed is about 24% in the UK, which would make backing up a music collection sound advice. Unfortunately, making a backup of any DRM-infested music is hardly worth the trouble, as you will not be able to listen to the backup copy anyways. And even if a backup did succeed, chances are that the backup would be destroyed/stolen with the original.

Fortunately for the future, the number of insurers covering digital property is increasing. While some insurers, such as Churchill Insurance, will cover up to £1,000 worth of music claimed "in good faith" (aka without a receipt), companies such as Zurich refuse to insure digital property at this time.

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I've got 4 copys of my library. iPod. Laptop HDD. Desktop HDD. Firewire Backup HDD.

Problem solved.

Because one is always on me :)
 

Easy Rhino

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i never pay for mp3s. i like buying the actual CD.
 
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This is just a weird news story to say the least.
 

Nemesis881

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same here
mp3 quality is so poor it gives me a headache...

Are you kidding? I still listen to my dad's old records from time to time :roll:.
 
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This is just a weird news story to say the least.

Its something I'm sure most people don't consider.

But then again, that most people are probably the people that can/do/would just re-download it and the world still doesn't notice.
 

Jimmy 2004

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I always buy CDs, but anyway, if you ask Apple they will just let you download the songs again - not sure about other companies.
 

jocksteeluk

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you cant beat physically owning something although i do prefer to play Mp3's.
 
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analog CDs?

Erm...aren't they digital?
 
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Wile E

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Who said anything about analog? :laugh:
Zek, the man with the master plan. lol.

As However, a new reason to stick with analog CD's has come to light: analog CD's are insured while digital copies of songs rarely are.

I still say vinyl, ftw. But CDs work, too. The only way I will buy downloadable music, is if it's offered in .wav, or at very least, flac.
 

zekrahminator

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Analog is my special term, which, loosely translated, means "can be seen/felt/touched". For example, a brick is analog. A Q tip is analog. A CD is analog. An audio file is not :p.
 

Wile E

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Analog is my special term, which, loosely translated, means "can be seen/felt/touched". For example, a brick is analog. A Q tip is analog. A CD is analog. An audio file is not :p.
Tangible, perhaps? Only you Zek, only you. :laugh::toast:
 

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Analog is my special term, which, loosely translated, means "can be seen/felt/touched". For example, a brick is analog. A Q tip is analog. A CD is analog. An audio file is not :p.
That's called "hardware" or, I suppose in this context "hard copy" :p Analogue means analogue, nothing else.

But then I guess you're just taking the piss anyway.
 

Jimmy 2004

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Obviously the term "Compact Disk Digital Audio" has little meaning to some. :rolleyes:

Now vinyls, they're analogue.
 
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Another reson to back-up your files.. (thouhgt about it last yesterday actually) but than a back-up hd at home is still susceptible to house fires! lol.. well at least I could try and hid it from a burglar.
 
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