getting a "fresh" Pascal GPU right now isn't going to do justice when developers starts implementing ray tracing to their games. Just no. What happens when games & 3D rendering programs only uses ray tracing as their go-to rendering choice? Your Pascal or Volta card may just be a relic of a silicon. As much as I hated how Nvidia does for their new product lineup, one thing I'll be certain is that next year Pascal cards will flood the used GPU market coz everyone wanted to ride the ray-tracing bandwagon. So it's either you future-proof now or regret later.