Let's not confuse needs with wants. The fact that you had a custom loop and you liked it doesn't mean you needed one.
I drive a Fiesta ST which I absolutely love, and if it goes (when it goes?), I definitely don't want something under 160 bhp per tonne. Does that mean that I need a sporty car? Absolutely not.
The way you put is as "There has never been any need for a custom loop in a regular home PC,
ever" is why I replied as I did.
That was a stated as an absolute - Especially with the word "Ever" defining it as such, which we both know it isn't.
There is no confusion between want and need here, I also said the choice of what to get is up to the user, not anyone here. On that point, that's why I went with a custom loop when I did, it was
my choice to do it if I wanted to,
so I did.
Yes, an aircooler would have sufficed but I wanted a bit more cooling capability and got it - That choice was mine and yes, I made it.
Why is that even a problem?
A £50 air cooler can give you 98% of the performance of what you'd get with a custom loop, which is fine for most people. Saying that the extra 2% is absolutely necessary is an unreasonable expectation, something I'd class as a want, not a need.
There you go again, calling an expectation "Unreasonable" and saying it as an absolute.
That's your opinion of it and that's all it is because.....
That's NOT up to you to decide - I'll say it again, the user/owner IS the only one that determines what the need, want or expectation
is in the first place. If they want to go overboard, "Bon Voyage" and happy gaming or whatever they want to do.
In other words build it like you want, it's up to you and no one else - I certainly will and won't ask permission to either, just as you don't need anyone else's permission to do the same.