Thanks Bonkers,
I've done a lot reading since I posted the original question and I see how accurate your advice is.
Still, I think I'm going for D-7000 with standard £200 18-105mm f/3.5-5.6 lens.
It's my first DSLR, so I don't want to risk too much money on more specialized lens.
Once I get a feel with these "noob's" lens, I think I'll upgrade with specific prime lens.
Cheers
+1 to what you said here. In photography, the lenses matter much more than the body. It's counter-intuitive, but it's much better to stick a nice piece of glass in front of a body than to put an expensive body with a cheap lens.
Something to also note is that bodies devalue, whereas lenses increase in value. Over the past year, my camera body has gone down $150 in price on the used market whereas each of my lenses have gone up by $30 or more.
That said, you won't really know what sort of lenses to get until you get experience with photography. It's only after you get experience shooting will you better understand what you're looking for in your equipment. Until then, the 18-105mm will definitely serve you well.
The D7000 itself is a very strong body, and arguably one of the best value cropped bodies Nikon has to offer (being a Canon shooter myself, I'm still taken aback by the D7000). It'd definitely last a long time and will take a while to "outgrow".
Once you get started, good performing yet inexpensive lenses that many beginners also get are the 35mm f/1.8 for those who want to do indoors/low light shots or photos with very narrow DoF, and the 55-200mm VR for those who want a bit more on the telephoto end. I'd actually prefer the 35mm f/1.8 over the more-popular 50mm f/1.8 because the 35mm focal point is much easier to work with on the D7000 indoors. Nevertheless, all these lenses are cheap, but they perform well.
As with primes themselves, if you're thinking about a prime you really should invest in a cheap one first before buying more expensive lenses. Foot-zooming is something that not many people are used to or fond of, and it's really a personal taste thing. I myself use an all prime setup, but obviously I've met many people who'd much rather prefer zooms (conversely, I find the concept of zooming in and out almost unnatural now...).
And if it helps at all, my equipment consists of the Canon 50D, Canon EF 28mm f/1.8, EF 50mm f/1.4, and 85mm f/1.8.
Hope that helps