Calenhad is right. Do you consider one per second per square inch a lot? I don't. Yes, it is a huge number but these are tiny particles.
Even considering there are billions of transiter gates per square inch in today's chips, there is still a lot of empty space between them a chip for that cosmic particle to slip by without hitting anything.
It is important to remember these are sub-atomic particles. That means they are pretty darn small. And just because an electron or proton manages to hit a gate, that does not mean it will cause it to "flip". It could just pass on through continuing on it merry way.
Seriously, how often do you see file corruption at all? Not very often. But even among those events, how many corrupt files would you suspect were actually caused by a particle in a cosmic ray hitting a gate and causing it to flip?
How many atoms would such a particle have to slip by before it actually hit a gate? It would come all the way across outer space, then through 100s of miles of atmosphere, the roof (which is thick shingles, tar paper, and plywood) of the home, ceiling of the room, the computer case, then the outer shell of the memory chip (and maybe a heatshield too).
To me, it is much
MUCH more likely file corruption would be due to a power anomaly, an impurity in materials used to create the memory device, a physical flaw or damaged caused during manufacture, malware, ESD (perhaps from user abuse/mishandling) - and countless other things.