Most insurance policies do not cover digital music

[zekrahminator]

As we know, CD sales are dropping like flies in a house full of bugzappers, and services like iTunes can sometimes crash under the load of music downloaders. However, a new reason to stick with analog CD's has come to light: analog CD's are insured while digital copies of songs rarely are. If a fire or burglar were to snatch a computer full of music, chances are the actual owner of the PC would not be able to make a claim for that music.

The chances of a digital music collection getting lost/stolen/destroyed is about 24% in the UK, which would make backing up a music collection sound advice. Unfortunately, making a backup of any DRM-infested music is hardly worth the trouble, as you will not be able to listen to the backup copy anyways. And even if a backup did succeed, chances are that the backup would be destroyed/stolen with the original.

Fortunately for the future, the number of insurers covering digital property is increasing. While some insurers, such as Churchill Insurance, will cover up to £1,000 worth of music claimed "in good faith" (aka without a receipt), companies such as Zurich refuse to insure digital property at this time.

View at TechPowerUp Main Site

 

[Dippyskoodlez]

I've got 4 copys of my library. iPod. Laptop HDD. Desktop HDD. Firewire Backup HDD.

Problem solved.

Because one is always on me

 

[Easy Rhino]

i never pay for mp3s. i like buying the actual CD.

 

[TUngsten]

i never pay for mp3s. i like buying the actual CD.

same here
mp3 quality is so poor it gives me a headache...

 

[Atech]

DRM-infested

Hurrah for calling it what it is.

 

[WarEagleAU]

This is just a weird news story to say the least.

 

[Nemesis881]

same here
mp3 quality is so poor it gives me a headache...

Are you kidding? I still listen to my dad's old records from time to time .

 

[Dippyskoodlez]

This is just a weird news story to say the least.

Its something I'm sure most people don't consider.

But then again, that most people are probably the people that can/do/would just re-download it and the world still doesn't notice.

 

[Jimmy 2004]

I always buy CDs, but anyway, if you ask Apple they will just let you download the songs again - not sure about other companies.

 

[jocksteeluk]

you cant beat physically owning something although i do prefer to play Mp3's.

 

[Bull Dog]

analog CDs?

Erm...aren't they digital?

 

[Dippyskoodlez]

analog CDs?

Erm...aren't they digital?

Who said anything about analog?

 

[Wile E]

Who said anything about analog?

Zek, the man with the master plan. lol.

As However, a new reason to stick with analog CD's has come to light: analog CD's are insured while digital copies of songs rarely are.

I still say vinyl, ftw. But CDs work, too. The only way I will buy downloadable music, is if it's offered in .wav, or at very least, flac.

 

[zekrahminator]

Analog is my special term, which, loosely translated, means "can be seen/felt/touched". For example, a brick is analog. A Q tip is analog. A CD is analog. An audio file is not .

 

[Wile E]

Analog is my special term, which, loosely translated, means "can be seen/felt/touched". For example, a brick is analog. A Q tip is analog. A CD is analog. An audio file is not .

Tangible, perhaps? Only you Zek, only you.

 

[Atech]

Analog is my special term, which, loosely translated, means "can be seen/felt/touched". For example, a brick is analog. A Q tip is analog. A CD is analog. An audio file is not .

That's called "hardware" or, I suppose in this context "hard copy" Analogue means analogue, nothing else.

But then I guess you're just taking the piss anyway.

 

[Jimmy 2004]

Obviously the term "Compact Disk Digital Audio" has little meaning to some.

Now vinyls, they're analogue.

 

[Chewy]

Another reson to back-up your files.. (thouhgt about it last yesterday actually) but than a back-up hd at home is still susceptible to house fires! lol.. well at least I could try and hid it from a burglar.