Here's how it goes for me. I can't move my taskbar where I want it anymore, the new default mail application is worse than their own unmaintained application from 2012, they continually add useless bloat to the operating system like Teams, web content in the task bar. Windows 7 search is still better. The context menu requires more clicks to access commonly used applications e.g. 7zip.
Then after an update they reinstall all sorts of ads for applications no one uses because some spyware company (Meta, etc) paid Microsoft to put it there. At least I can disable seeing the out-of-box experience multiple times a year.
It's getting worse with time which is unfortunate because the core of Windows - the hardware and backward compatibility - hasn't been ruined but the idiotic Bing managers running the user experience is ruining Windows as a whole.