No need to get salty or rude with each other folks. I suggest some of you review our forum guidelines so we don't have to make corrections. There's some good info and potential in this topic, let's not trash it with pointed comments, drama and BS, thanks!
@Lgn , you need to realize there's different load levels referred to here, and all of them are appropriate for their applications and description of CPU load, also there's a lot of OC and system building veterans here, a lot of experience and methods. Please be respectful of that or try to understand before scoffing. I tend to like to mix between OCCT and gaming for testing my system, OC's, stability, etc. Why? Because I built my PC primarily for gaming, so if it can do that OC'd without issues, I'm in a good spot.
If it gets hotter under OCCT load, but I never have another non-stress-test-based piece of software that loads the CPU in that way, is it worth hyper-focusing on? Not in my opinion. Someone using the CPU with AVX instructions for processing, conversion, etc. kinda tasks, they might want to pay a little more attention.
Most times with my OC'd 4790K on air, I rarely go beyond 55C in the heaviest of games I play, so I'd imagine on water that'd be closer to the mid 40's. OCCT can push into the mid 60's, and with AVX into the low 70's. Between good cooling and a cool basement, and a somewhat decent 4790K, that I also delidded, I'm pretty damn happy.
My default voltage was 1.16v, default cache iirc is min - 8X, max - 40x. Keep in mind some MB's lock cache at max multi. I personally notice no difference other than wattage load dropping a bit on my UPS (and in monitoring software). Wanting to have the balance of speed and efficiency, I do keep power saving enabled. The other voltage that is important with these CPU's is the CPU input voltage. Most default to 1.8-1.9V that I've seen, but many can run 1.7V and be in good shape. These CPU's have the internal voltage regulator that sends voltage to the cores so there's a correlation between what the input voltage is and how high you should push the core voltage.
I did take advantage of adaptive voltage as well. That way I can continue to run the stock undervolted settings I had been running, but be able to boost voltage for stability once turbo speeds are reached. Makes for a nice combination of cool running at low load, and stable at full speed. This has been a great build, even pushing 5+. As much as I wish I could afford to upgrade, I have little regrets sticking with what I have right now as well.
