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- Jan 5, 2006
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System Name | AlderLake / Laptop |
---|---|
Processor | Intel i7 12700K P-Cores @ 5Ghz / Intel i3 7100U |
Motherboard | Gigabyte Z690 Aorus Master / HP 83A3 (U3E1) |
Cooling | Noctua NH-U12A 2 fans + Thermal Grizzly Kryonaut Extreme + 5 case fans / Fan |
Memory | 32GB DDR5 Corsair Dominator Platinum RGB 6000MHz CL36 / 8GB DDR4 HyperX CL13 |
Video Card(s) | MSI RTX 2070 Super Gaming X Trio / Intel HD620 |
Storage | Samsung 980 Pro 1TB + 970 Evo 500GB + 850 Pro 512GB + 860 Evo 1TB x2 / Samsung 256GB M.2 SSD |
Display(s) | 23.8" Dell S2417DG 165Hz G-Sync 1440p / 14" 1080p IPS Glossy |
Case | Be quiet! Silent Base 600 - Window / HP Pavilion |
Audio Device(s) | Panasonic SA-PMX94 / Realtek onboard + B&O speaker system / Harman Kardon Go + Play / Logitech G533 |
Power Supply | Seasonic Focus Plus Gold 750W / Powerbrick |
Mouse | Logitech MX Anywhere 2 Laser wireless / Logitech M330 wireless |
Keyboard | RAPOO E9270P Black 5GHz wireless / HP backlit |
Software | Windows 11 / Windows 10 |
Benchmark Scores | Cinebench R23 (Single Core) 1936 @ stock Cinebench R23 (Multi Core) 23006 @ stock |
PayPal has announced plans to eliminate its Purchase Protection coverage for customers who give money to crowdfunding projects. The new policy takes effect on June 25th, 2016, and says "payments on crowdfunding platforms" are ineligible for protection. The broad move could be a response to the well-documented frequency of fraud and failure on crowdfunding platforms — one Kickstarter study found that 9-percent of all its projects failed to deliver rewards.
PayPal may also just be hoping to clear up some of the confusion that has surrounded its support for crowdfunding platforms so far; both creators and buyers have reported stumbling over PayPal's terms. PayPal technically treats crowdfunding and "preselling" differently, even though crowdfunding projects often essentially function as pre-orders. As Glenn Fleishman reported on Medium, one of Kickstarter's largest failures led to a messy refund situation where some customers who pre-ordered the Zano drone outside of Kickstarter received their units first, and were able to receive refunds, while people who tried to receive chargebacks through Kickstarter were rejected.
The new policy means that people who use PayPal to support crowdfunding projects won't be able to recoup their money by disputing the charge — meaning PayPal won't provide relief if a project fails to deliver, delivers a broken product, or is completely fraudulent. The change mostly impacts Indiegogo; Kickstarter payments were already not protected by PayPal. (Kickstarter itself also does not take any responsibility for fulfilling rewards, and does not permit people who funded successful projects to request chargebacks.) We've asked PayPal to explain the reason for the change, but it's likely the company just doesn't want to assume the risk from crowdfunding's ongoing trust problem.
http://www.theverge.com/2016/5/7/11...-crowdfund-at-their-own-risk-starting-in-june
PayPal may also just be hoping to clear up some of the confusion that has surrounded its support for crowdfunding platforms so far; both creators and buyers have reported stumbling over PayPal's terms. PayPal technically treats crowdfunding and "preselling" differently, even though crowdfunding projects often essentially function as pre-orders. As Glenn Fleishman reported on Medium, one of Kickstarter's largest failures led to a messy refund situation where some customers who pre-ordered the Zano drone outside of Kickstarter received their units first, and were able to receive refunds, while people who tried to receive chargebacks through Kickstarter were rejected.
The new policy means that people who use PayPal to support crowdfunding projects won't be able to recoup their money by disputing the charge — meaning PayPal won't provide relief if a project fails to deliver, delivers a broken product, or is completely fraudulent. The change mostly impacts Indiegogo; Kickstarter payments were already not protected by PayPal. (Kickstarter itself also does not take any responsibility for fulfilling rewards, and does not permit people who funded successful projects to request chargebacks.) We've asked PayPal to explain the reason for the change, but it's likely the company just doesn't want to assume the risk from crowdfunding's ongoing trust problem.
http://www.theverge.com/2016/5/7/11...-crowdfund-at-their-own-risk-starting-in-june