Have fun on my ignore list.
That would be wonderful.

Thank you!
Software values can be wildly inaccurate so yes for a proper reading you would need a multimetre to get a true value
Very true. However, I have learned over the years through countless times double-checking with my meter, when reputable HW monitoring programs like HWiNFO64 or HWMonitor indicate the +12V, +5V and +3.3V voltages are correct (within allowed tolerances), they really are correct - and identical or nearly identical as measured by the meter.
But, when those software monitors indicate the voltages (or temperatures) are "wildly" incorrect (or missing), it is typically due to there being no sensor where the program is looking (there is no industry standard for sensor placement), or the sensor is faulty. After all, if the 12V voltage really was 9V, (I've seen anywhere from -5V to over +20V), odds are the computer would not be working at all. Motherboard regulator circuits are designed to compensate and adjust for
minor deviances, not big ones. And if the temperature said the CPU was 190°C, it would have melted (or burned up) long ago.
One more thing to consider with software monitors (for both voltages and temps too). It is possible - even likely - if you run two monitoring programs at the same time, HWiNfo64 and HWMonitor, as examples, the voltages and temps will be slightly different. This is because (1) they may be reporting the values as seen by different sensors (again, there is no standard for this). But even if monitoring the same sensor, the values may be different because (2), due to constantly changing loads and other potential factors, the values may vary slightly, (3) it is unlikely each program started monitoring at the exact same instant in time, and (4) it is possible they have different sample rates (one may sample every 5 seconds, the other every 10, for example). So as long as they are close, and still within allowed tolerances, then all is good.
Unless qualified and understand the risks and precautions, I do not recommend users stick sharp, hardened metal, highly conductive meter probes into PSU cable connectors, onto motherboard circuit points, or anywhere into the heart of a computer case.