Why would one choose Platinum over Gold? Only for that tiny bit increase in efficiency?
I agree with your sentiment here. I would never choose Platinum (and especially Titanium) over Gold
unless the retailer had the Platinum deeply discounted on the day I was ready to buy (assuming the Gold was not similarly discounted too).
If you actually sit down,
measure, do the math, and calculate your actual power consumption per day, it typically would take
years to make up the extra cost of the Platinum in energy savings.
If you were mining, searching for ET, or "Folding" to cure cancer, and your machine was running near capacity 24/7/365, then the extra cost may be worth as it would be recovered sooner. Plus, with a little less heat being pumped back into the room's environment, you
might see some savings in air conditioning costs too. But most users, even heavy gamers, rarely tax to the max their systems at all, except for a few seconds here and there, let alone for hours on end.
That said, unless on a very tight budget, I always go with Gold over Bronze. And nothing less than Bronze.
Another reason you
might choose Platinum is for what's in the box. You will often see more goodies in the box like more cables, a fancy bag for your unused cables,
maybe a quieter fan.
As for fan noise, I hate fan noise. I mean I
really hate fan noise. But I am also a practical man - and one pushing 70 years old. I know my hearing is not what it used to be. I also buy quality cases that help suppress noise. So I am not going to spend extra for a couple dBA I will never notice - especially since those specs are at maximum RPMs. And if the PSU was sized properly when purchasing, maximum RPMs should rarely, if ever, be reached.
If my PSU fan is spinning at maximum RPM, odds are Led Zeppelin or Tom Petty in full surround sound will drown it out anyway!
I am not so interested in efficiency, rather in stability and longevity.
One last thing to remember. 80-PLUS certifications
ONLY indicates efficiency. There is nothing in the certification criterial that requires or suggests an 80 PLUS certified PSU is more reliable, more stable, have better ripple suppression, better regulation, or will last longer than an uncertified PSU. Nor is there anything that requires or suggests a Platinum (or Titanium) PSU is more reliable, more stable, have better ripple suppression, better regulation, or will last longer than a Gold.