The TPU UK Clubhouse

[Tatty_Two]

Ironically me and my gf have been quite sad today because the laws are so complicated in UK we can't figure out how I can stay in UK long term. Which is ironic, because I am the type of person the UK should want to come in to their country, I work, pay my taxes, have a Master's Degree, don't drink, don't gamble, don't smoke, etc etc

I'd rather be here than anywhere else, I have to say Sainsbury's is my all time favorite grocery store. 3 quid for 5 pre-cooked bbq flavored chicken legs, damn it is good. Highly recommend if you need a cheap budget meal. I also will recommend the pumpkin katsu vegan meal Sainsbury's does, it is amazing and only costs 4 quid. I sort of live off oven meals or micrwave, I tend to do more pre-made oven meals than microwave though. Sainsbury's never has failed me though, I enjoyed 90% of what I had.

You need to speak to your government not ours, if it's tricky for Brits to settle long term in the US, then we tend to be reciprocal

 

[FreedomEclipse]

don't drink, don't gamble, don't smoke

Theres your problem... You dont drink, dont gamble and dont smoke. The government doesnt get their weight in taxes.

If you dont pay no tolls, The government dont eat no rolls.

 

[lexluthermiester]

When can I stop being British?

Why? The British, like everyone else, has their problems, but for the most part are good people.

if it's tricky for Brits to settle long term in the US, then we tend to be reciprocal

It's really not. There are a few hoops to jump through(like every nation), but the British, Scottish and Irish generally have an easier time of it.

 

[AusWolf]

And I am starting to think the mobile phone, internet and people's stupidity are a bad combination.

I knew that ever since Facebook became a thing. Some say people are getting stupider. I don't think it's true. People have always been extremely, utterly stupid. It's only that they are a lot louder and harder to avoid nowadays thanks to the Internet. And when you give the same dumb morons voting power... oh no...

Ironically me and my gf have been quite sad today because the laws are so complicated in UK we can't figure out how I can stay in UK long term. Which is ironic, because I am the type of person the UK should want to come in to their country, I work, pay my taxes, have a Master's Degree, don't drink, don't gamble, don't smoke, etc etc

If you think laws are complicated here, you should try Hungary. The UK is a legal paradise compared to that hellhole.

 

[AusWolf]

A quick poll: has any of you used the "buy now, pay later" option to buy PC upgrades? Is it something worth considering?

 

[the54thvoid]

A quick poll: has any of you used the "buy now, pay later" option to buy PC upgrades? Is it something worth considering?

I've often considered it but figured if I can afford it now, why delay? But the system is sound enough, as long as you're aware of the late payment details etc.

 

[FreedomEclipse]

A quick poll: has any of you used the "buy now, pay later" option to buy PC upgrades? Is it something worth considering?

I have in the past as it was more convenient to break payments into small chunks.

Most important thing to look at is how much extra on top you have to pay when it comes to because its pretty much a loan that you are taking out with the company. The company are loaning you money so you can have what you want and pay in your own time. The interest rate is usually somewhere between 17-21% (i think ive even seen as high as 27-30% which is just insane...) in which case you might as well save up the cash till you can buy what you want outright unless youre happy paying well over the odds.

The best sort of payment plans are those that charge 0% interest but the point still stands. Don't spend money that you haven't got

 

[Tatty_Two]

I think most of the BNPL offers that PC component stores have (well the main ones) have 0% providing the full payment is made at the 12 or 18 month point depending on plan but there appears to be a variety of interest rates if you go beyond that, some quite expensive, at least I suppose it gives customers the opportunity to get their tech now and then save up for 12 months to pay it off then interest free.

 

[AusWolf]

I think most of the BNPL offers that PC component stores have (well the main ones) have 0% providing the full payment is made at the 12 or 18 month point depending on plan but there appears to be a variety of interest rates if you go beyond that, some quite expensive, at least I suppose it gives customers the opportunity to get their tech now and then save up for 12 months to pay it off then interest free.

I'm looking at Scan's deal which is exactly that: pay within 12 months with 0% interest and a £29 admin fee. I've taken a loan for a PC upgrade before, but I've never used a BNPL option.

I have in the past as it was more convenient to break payments into small chunks.

Most important thing to look at is how much extra on top you have to pay when it comes to because its pretty much a loan that you are taking out with the company. The company are loaning you money so you can have what you want and pay in your own time. The interest rate is usually somewhere between 17-21% (i think ive even seen as high as 27-30% which is just insane...) in which case you might as well save up the cash till you can buy what you want outright unless youre happy paying well over the odds.

The best sort of payment plans are those that charge 0% interest but the point still stands. Don't spend money that you haven't got

I totally agree with your point. I could pay for the parts now, but I have another point: never bring your account down to or close to zero... especially before holiday and festive periods. So I was thinking of doing the upgrade now while I've got days off work coming up, having a proper Christmas, and then I can definitely settle the bill by early spring. Also, my credit card has a 29-ish % interest rate, so I'd rather not put something so substantial on it, unless it's an emergency (which it is not).

Speaking of money, I've just looked at our gas and electricity projection. Our bills have increased by £300 for the next year, but we're getting the government's £400 support anyway. So, thanks for the free money, Boris... or Liz... or whoever it was that came up with this scheme.

 

[Kovoet]

New screen and Mic setup and ready to go

 

[FreedomEclipse]

Great band too

 

[Space Lynx]

I really really fucking miss England. My gf and I have def decided to get married and try to figure all this shit out. I was going for walks twice a day with her and having lot of peace in my life, getting healthier. At end of day, there is nothing more important than love and health, so I guess my next step is simple, I got to go through this annoying part of navigating all the paperwork. Sigh.

At least, being back home, I now have a definitive answer of what happiness looks like for me. It's nice to finally have that.

I think for our next big trip we are going to go to the Lake District either Spring or Summer next year. Can't wait. Going back to the grind and saving up money at the moment.

 

[the54thvoid]

I really really fucking miss England. My gf and I have def decided to get married and try to figure all this shit out. I was going for walks twice a day with her and having lot of peace in my life, getting healthier. At end of day, there is nothing more important than love and health, so I guess my next step is simple, I got to go through this annoying part of navigating all the paperwork. Sigh.

At least, being back home, I now have a definitive answer of what happiness looks like for me. It's nice to finally have that.

I think for our next big trip we are going to go to the Lake District either Spring or Summer next year. Can't wait. Going back to the grind and saving up money at the moment.

Don't go to the lakes in Summer - they're mobbed. Try and go out of season; check up on English holidays and what not.

 

[AusWolf]

Don't go to the lakes in Summer - they're mobbed. Try and go out of season; check up on English holidays and what not.

It's probably cheaper as well. UK post-covid hotel prices are insane.

 

[Space Lynx]

It's probably cheaper as well. UK post-covid hotel prices are insane.

airbnb is still cheap. i use airbnb over there and its a great experience, just make sure you pick a superhost that is identity verified with good reviews. great prices.

 

[lexluthermiester]

I really really fucking miss England.

So do I. I miss my friends.

My gf and I have def decided to get married

Sweet! Congrats!

 

[FreedomEclipse]

if you miss England. Move to Albania.

 

[Space Lynx]

if you miss England. Move to Albania.

is that where a lot of UK expats live or something?

 

[FreedomEclipse]

is that where a lot of UK expats live or something?

Its the current Joke. Supposedly the UK has 1-2% of the entire Albanian male population living in the UK. where as there are some 12000 here according to other reports. (legally, illegally - nobody knows...)

So... Move to Albania or a country that ends with 'stan' in the name if you miss London in particular

 

[the54thvoid]

Its the current Joke. Supposedly the UK has 1-2% of the entire Albanian male population living in the UK. where as there are some 12000 here according to other reports. (legally, illegally - nobody knows...)

So... Move to Albania or a country that ends with 'stan' in the name if you miss London in particular

Just some stats for London:

London is a multi-racial city. 59.8% out of the total population are White, among which 44.9% are White-British, 2.2% of Irish White and 12.2% of White from various parts of globe.

Asians are filling 20.9% of the London populace. Asian statistics include 6.6% of Indians, 2.7% of Pakistan and 2.7% of Bangladesh. 1.5% of the population is covered by Chinese, with 1.3% of Arabs dwelling the Mainland and the rest came from various area of Asia.
15.6% of Black and mixed-black ancestries cover up the London’s population.

London Population 2024 | Population UK

More Indians than Pakistani and Bangladeshi combined.

Probably also about 1,000,000 homeless and drunken Glaswegians. I can say that, I'm often drunk and quite Glaswegian.

 

[Space Lynx]

Just some stats for London:

London Population 2024 | Population UK

More Indians than Pakistani and Bangladeshi combined.

Probably also about 1,000,000 homeless and drunken Glaswegians. I can say that, I'm often drunk and quite Glaswegian.

I have to say, when I visited Scotland in 2010, I was shocked by how many homeless there were. No offense to Scotland, but I didn't really enjoy it because of that. It was just unsightly and a bit dirty. The countryside of Scotland is tops though, to be fair, I prefer the countryside of any country though.

I actually have only been to London once in 2010, I don't like London or big cities in general. I really enjoyed some cities in the Shropshire region though, small to medium sized cities are the most fun imo.

Also, I love the ferris wheel in Nottingham, that was quite fun.

 

[FreedomEclipse]

Just some stats for London:

London Population 2024 | Population UK

More Indians than Pakistani and Bangladeshi combined.

Probably also about 1,000,000 homeless and drunken Glaswegians. I can say that, I'm often drunk and quite Glaswegian.

The thing with these reports is I always take them with a pinch of salt. There are always a huge percentage of people who arent registered on the system.

 

[Tatty_Two]

I have to say, when I visited Scotland in 2010, I was shocked by how many homeless there were. No offense to Scotland, but I didn't really enjoy it because of that. It was just unsightly and a bit dirty. The countryside of Scotland is tops though, to be fair, I prefer the countryside of any country though.

I actually have only been to London once in 2010, I don't like London or big cities in general. I really enjoyed some cities in the Shropshire region though, small to medium sized cities are the most fun imo.

Also, I love the ferris wheel in Nottingham, that was quite fun.

I was walking down Hollywood boulevard in 2017 and quite honestly, on that day there were as many homeless people as there were tourists, at the time I was puzzled, then in April of this year I spent 4 days in Santa Monica as a stop off from Honolulu before flying back to blighty and it was even worse (nothing against the homeless, just an observation), I concluded (rightly or wrongly) that American homeless people are far brighter than their British equivalents because they tend to hang out in the wealthiest areas which in some respects makes sense

 

[the54thvoid]

@CallandorWoT - I should point out - that probably wasn't homeless folk you saw in Scotland, it was more than likely the locals.

 

[FreedomEclipse]

@CallandorWoT - I should point out - that probably wasn't homeless folk you saw in Scotland, it was more than likely the locals.