If there was no price gouging, you'd get little for your Titan XP since anyone could buy a 3080 for $800-900 or a 3090 for $1500-1700 MSRP. The 3060 is realistically a $250 card tops.
It's supply and demand in a free market economy. Real estate is the same. If I sell my house (in a premium market like the SF Bay Area), I'll make a lot of money but if I want to buy in the same market, I have to pay more.
The only way to get ahead is to sell any old GPUs you have and change markets: the new generation videogame console specifically if your intention is gaming.
If I sold my RX 580 for $500, there's no way I could get improved graphics power at that price. Except by buying a new-gen console.
I bought my 3080 via Newegg Shuffle at $1070 list, a price that was already inflated by Asus. Normally something like an ASUS TUF Gaming variant should be about $50 over the Founders Edition card. And that's how it was originally priced. I basically paid $200 extra for a card that should nominally be about $850-870. I didn't come out ahead. The only way I could break even would have been to find the unicorn, the 3080 FE at Best Buy for $799. Trust me, I tried and I failed to score one.
Basically every single Ampere GPU that isn't a Founders Edition card being sold at Nvidia's MSRP is coming at a premium, whether it be the AIB partner, the retailer, or worse via a scalper.
It's not "how you look at it" [sic]. Nobody buying right now is coming out ahead. Period.
THIS IS A SELLERS MARKET RIGHT NOW. The only way for a buyer to come out ahead is to wait for a buyers market. This is not unique to the PC graphics card market. That's how a free market works.
There are always market forces that buyers and sellers can't control. Capacity and material availability are two major contributing factors right now for the PC graphics card business.