Why would it be on the brink of destruction? Every card seems to have a 108 ˚C limit. I assume that's the limit on the hotspot. With a 90 ˚C hotspot, your edge temp is way lower.
For example, HWinfo says I'm using 83% of the available thermal headroom with 90 ˚C VRAM.
Again, why would it need to be fixed if it's part of its normal operation?
Why would you automatically assume that something is wrong? Even your CPU has a 95 (AMD) or 100 (Intel) ˚C max operating temp. It surely isn't some manufacturing error, right?
Probably the film that's only used for transportation, and you remove before first use.