You're wasting money.
Apart from the new ATX spec and possible changes going forward, we're also looking at a new GPU power connector lately and it seems to be having a rocky start. 12VHPWR is evolving into something else or yet something else again.
You have a perfectly capable PSU. You're not doing yourself a favor saving perhaps $10-20,- and then having a second PSU on hand for whenever you might not ever need it, or five years from now, IF the RM750 gives the ghost near the end of its warranty term. Even then, you're better off investing 10-20 bucks into whatever long term fund you can get on the planet and extract the money later.
This is a weird form of penny wise pound stupid, right here. Bad idea. Buy a PSU when you need one again, which is either when this one dies or when you see 750W on the current spec isn't enough. One thing is for sure: there is no way you are saving money doing a pre emptive PSU purchase. All it gives you is a spare PSU sitting there with its warranty period running out.
From what I gather from your OP: you worry about inflation and prices rising and you want to 'be ahead of that curve'. The best way to do that though is NEVER by spending money faster. All money spent must be earned after all, and earning is something you do in the inflationary future
If you want to be covered against economical effects,
invest in shares or some other long term fund. Lock money down and get it out in 10-20 years. Spread the money so you can perhaps get something out every 5 years. That's how you do long term financial planning and build capital to get stuff later.