This is exactly the kind of BS that will "feature drift" over time though. From W10 Home (1903) if you connected to the net (during setup) you had to make an account, so the workaround was to disconnect during setup. Now we see for W11 Home (2021) = no workaround, Internet + account or it won't install. I bet by 2023-2025 we'll see the same thing expanded to Pro / all non-Enterprise, non-Education editions. "Not activated via your organization's KMS server? MS Account compulsory. Period." is exactly where this will end.